Provident insurance
We have three variants for you to choose from: Scala, Performa and Flex. So you can simply select the insurance variant that best fits your needs. All three provident insurance variants are combined unit-linked life insurance policies. They include a savings portion and risk cover. Depending on your needs, the focus is either more on saving or more on protection. 

Why should I choose this solution?
With provident insurance, you choose the insurance with a focus that suits your needs. No matter whether you’re primarily saving for your future or want to provide financial security for your family. The flexible solutions offer you the right level of security. You’ll also reach your personal savings goal.

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Provident insurance package with package bonus 
The provident insurance package is a unit-linked life insurance policy. It combines saving with all-round comprehensive cover for you and your family. You can save under pillar 3a or 3b. In the event of loss of earning capacity, we will continue to pay your premium for you. This means you’ll still reach your savings target even if you’re no longer able to work due to illness or an accident. You will also receive a lump-sum benefit in the event of a critical illness. Protection in the event of death is also included.

Why should I choose this solution?
This pension solution protects you in every situation in life. You also benefit from a 10% discount on the premium for the pension for loss of earning capacity throughout the entire term of the contract.

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Pillar 3a Flex 
Our pillar 3a Flex plan allows you to put money aside for retirement while also saving on taxes. Track your investment performance or make payments from anywhere via our customer portal. You can pay as much as you want, when you want. Plus, you profit from our savings contribution: In the event that you experience loss of earning capacity, we pay up to CHF 3,000 into your pillar 3a each year.

Why should I choose this solution?
With pillar 3a Flex, you can benefit from tax advantages. It is suitable as a supplement to your pension solution or as a stand-alone pillar 3a solution.

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Insurance plan for children
This insurance plan is much more than just cover to protect your children. It consists of three modules that can be combined individually: savings, risk cover and cyber insurance. This way, you can both save for your children’s future and protect them from the financial consequences of illness or accident. You can also protect your child from risks on the internet.

Why should I choose this solution?
With an insurance plan for children, you enable your child to have a good financial start in adulthood.

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