Collision accidental damage
Collision accidental damage is always included as basic cover in your bicycle insurance policy. It covers: 

• Cost of repairs and replacement parts for your bicycle 
  
• If your bike is totally written off, the cost of replacing it with an identical bicycle as at the time of the total loss.
• If a collision proves fatal, we will pay compensation of CHF 5,000 to the beneficiaries.

Bicycle legal protection
In the event of legal disputes, integrated bicycle legal protection insurance covers the costs for the lawyer and the court up to CHF 50,000.

Theft of the bicycle
You can insure your bicycle against theft as an optional add-on to your bicycle insurance. The insurance covers the loss, destruction or damage of the insured bicycle as a result of theft, theft for temporary use, misappropriation, robbery or any attempt to that effect.

Bike assistance
Bike assistance is there for you in an emergency – in Switzerland and around the world. You can choose to add coverage for the following costs to your bicycle insurance. The following costs are covered: 

• Breakdown assistance, towing, collection of the bike, return expenses
• Continuing the journey: For example, we cover the cost of renting a new bike.
• Awaiting repairs: For example, we cover the cost of a hotel while you wait for the repairs.
• Organisation of patient transfer and advance payment of hospital fees
• Travel information line