About this guide

It’s the chance to finally do – or not do – whatever you choose. Retirement can be a whole new lease of life. To make the most of this time and avoid financial worries, you should sort out your retirement provision as early as possible. Pillar 3a plays a key role in this. Get an overview of all your pension options now. We have created this guide for you in partnership with Beobachter magazine.

The three-pillar system

What is a “pension gap”?

Close pension gaps with pillar 3a

Pillar 3a with a bank or insurance company

How else can I prepare?

Pay missing contribution years into the state pension

Buying into your pension fund

Pillar 3a

Provision for self-employment

Pay AHV contributions

The second pillar is voluntary

Save for your retirement with pillar 3a

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