Protects against the most important threats
If you own your own home or holiday home, or if you are a group of condominium owners, you can protect yourself against the most important risks for your building:

• Fire: Flames, smoke, lightning strike, explosion
• Natural events: Hail, flooding, avalanches, etc.
• Water: including searching for, uncovering and repairing leaks
• Glass breakage
• Damage to buildings caused by break-ins
• Damage caused by malicious intent
• Damage by rodents

Note: We only cover damage from fire and natural events in cantons without a cantonal building insurance association.

Water – the best protection on the market
Our buildings insurance is one of the few insurance policies in Switzerland that automatically includes all-risk coverage in the event of water damage. That means, for example, that you will be insured up to CHF 5,000 if water gets in through your windows in the event of an unexpected thunderstorm.

Renovations
Our basic cover automatically insures you against damage caused by renovation and maintenance work – up to a cost of up to CHF 200,000.

Select what you need
Select exactly the supplementary insurance that you need – tailored to suit your home:

• Buildings liability
• Technical equipment: fixed equipment such as boilers, ventilation and lifts
• Earthquakes
• Gardens and crops: insured against fire, natural events and malicious damage

Valuable legal protection insurance
Legal protection insurance is automatically included in our buildings liability insurance. This coverage protects you in the event of criminal proceedings brought against you as the owner. For example, if you are liable for property damage or personal injury.