The insurance cover applies to cases of debt collection that relate to a debt that has been incurred during the term of the insurance contract and reported to us within this time period. A waiting period of 60 days from the start of the contract applies. The waiting period does not apply if the same risk was insured by a previous insurer and if the insurance transition occurs without interruption. When the contract comes to an end, the insurance is renewed automatically for one year at a time unless cancelled one month beforehand.

Debt collection legal protection insurance has a maximum insured amount of CHF 50,000 per debt collection case and provides up to 15 credit assessments a year.

Cover applies throughout Switzerland.

Your company and the operating activities of the co-insured companies and subsidiaries listed in your policy.

The premium is based on your company’s operations, revenue, total payroll and number of employees.