Your business property can form an important part of your corporate identity. This foundation should be protected to ensure it keeps your company satisfied for as long as possible. We support you in achieving this with Generali buildings insurance.
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Covers fire, natural events & glass breakage |
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Includes all-risk coverage for water damage |
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Always includes a practical service package |
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6% high insured amount and loyalty discount |
Whether it’s your company headquarters located in a large high-rise or a small branch office for your five-person SME, you need suitable insurance coverage for all types of buildings. Generali buildings insurance offers you comprehensive and flexible coverage for your business real estate and property.
Optimal protection for your business property.
We will take care of everything – 24/7.
What is insured?
The basic insurance plan covers your building against the following risks:
Note: We only cover damage from fire and natural events in cantons without a cantonal building insurance association.
Water – the best protection on the market
Our buildings insurance is one of the few insurance policies in Switzerland that automatically includes all-risk coverage in the event of water damage. That means, for example, that you will be insured up to CHF 5,000 if water gets in through your windows in the event of an unexpected thunderstorm.
What supplementary insurance is available?
Buildings insurance offers the following types of supplementary cover on request:
Valuable legal protection insurance
Legal protection insurance is automatically included in our buildings liability insurance. This insurance protects you in the event of criminal proceedings resulting from a liability event involving property damage or personal injury brought against you as the owner of the building or plot of land.
| Measures and takeover | |
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Immediate measures: Stemming the flow of water |
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Locating the leak: Identifying the cause of the damage |
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Accessing the site of the damage |
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Drying the affected rooms |
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We pay all costs incurred as a consequence of water damage |
The insurance is valid from the date stated in the policy. If the contract was concluded for one year or longer, it is automatically renewed for one year at a time if it is not terminated in writing at least three months before expiry.
You can freely select the term of the insurance and take out a contract for a duration of one to five years.
The premium amount is calculated using a variety of factors: Type of building, construction year, location, insured value and use of the insured building.
As a general rule, the replacement value is covered – that is, you will receive the amount required for replacement at the time the damage occurred. The replacement value corresponds to the customary value of buildings in the area.
Damages to cooling systems caused by artificial frost
Damage caused by soil subsidence due to substandard building plots
Please contact an advisor, who can help you take out any of our business insurance options. Simply get in touch with us and we will provide you with a non-binding quote.
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