What is insured?
Your entire operating facilities and technical equipment are insured:

• IT and communication technology Computers, laptops, printers
• Electronic equipment such as drinks dispensers, cash registers, telephone systems, packaging equipment, x-ray equipment
• Permanently installed machinery such as hydraulic presses, lifts, boilers, dough-kneading machinery, satellite dishes
• Mobile machinery such as hoists, welding machinery, overhead cranes, crushers, generators

Insured risks

• Sudden and unforeseen damage, destruction or loss due to external factors, such as falling over, collision, collapse, overturning, vandalism, etc. 
• Damage due to internal causes, such as incorrect operation, short circuit or introduction of a foreign body into the equipment 

What will the insurance pay out for?
We will provide the following benefits in the event of a claim:

• Repair costs for the insured damage 
• Replacement value of the broken machine, technical equipment and devices 
• Costs of cleaning up the broken machine, technical equipment and devices 
• Lost earnings when business is interrupted due to damage to equipment or machinery 

What supplementary insurance is available?
You can select from the following additional covers:

• Business interruption
• Current value supplement
• Data carriers and additional costs
• Cable for IT and communication systems
• Other